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Cash Gifts / Securities / Planned Giving/ Real Estate Gifts / Other Types of Gifts
Gifts-in-kind are donated tangible and intangible assets and property. Examples include real estate, artwork, limited partnerships interest, equipment, books, inventory, royalty or copyright interests, notes and mortgages, and other physical assets that represent value to the University.
Many donors can have their gifts to NSU matched through their employer’s Corporate Matching Gift program. More than 1,000 companies throughout the country have a matching gift program that matches their employees’ gifts to educational institutions.
Most companies will match an employee’s gift on a 1-to-1 basis, but some companies provide a 3-to-1 match.
Some companies will even match gifts made by retired employees, spouses of active or retired employees, widows or widowers of retired employees, and non-employee directors of the company. Check with your company’s human resources department to see if your gift to NSU can be matched.
Charitable Gift Annuity
A charitable gift annuity is a simple contract between you and a charitable organization that pays you a fixed dollar amount (an annuity) for your lifetime and that of another individual, if desired, based upon your age (s) at the time o your gift. The older you are, the higher the annuity. If you use appreciated property, such as stocks, to fund the gift annuity, you will escape the capital gains tax on the gift portion of the transaction and the remaining gain will be apportioned over your lifetime. This is a wonderful way to increase income from stocks that pay small dividends and carry heavy capital gains.
A Deferred Charitable Gift Annuity
A deferred charitable gift annuity offers current tan benefits but delays the income until you reach a specified age. In exchange for agreeing to defer your income for a period of time, you will receive a higher interest rate, depending on your age and length of the deferral period. If you are considering a gift annuity, but do not need the income immediately, you may wish to compare the benefits of a deferred gift annuity to determine which method is most advantageous.
Another variation is the flexible deferred charitable gift annuity. With this plan, you do not have to choose a date to begin payments in advance. You can elect to wait a period no sooner than 10 years, but no more than 20 years. With this plan, however, the charitable deduction is determined by the payout’s lowest possible starting date, which would be a minimum of 10 years.
Pooled income fund
A pooled income fund is a common trust fund established and maintained by a charitable organization to receive contributions from many individual donors. The donors to the fund retain an income interest in the fund for their lifetimes. The payout to income beneficiaries is determined by the interest and dividends earned by the fund each year.
A charitable remainder annuity trust (CRAT)
A charitable remainder trust is a trust that will pay the donor (and one or more other named beneficiaries, if desired) a specified annuity income either for life or for a period of time not to exceed 20 years.
A charitable remainder unitrust or CRUT has many
of the same attributes as CRAT, but with more flexibility and planning opportunities.
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NSU Foundation
Natchitoches, Louisiana 71497
(318) 357-4414
(888) 799-6486
